Browsing Category

SEPA

SEPA payments

SEPA Payment Messages

SEPA messages: SEPA payment messages are based on ISO20022. You might ask “What is that ??”. Before we go there, I just wanted to recap what we have discussed so far as they are...

SEPA Payments Schemes

Payments Scheme: Getting right to the topic, SEPA has 4 payment schemes SEPA credit transfer (SCT) SEPA instant credit transfer (SCT Inst) SEPA direct debit core (SDD core) SEPA direct debit business-to-business (SDD B2B)...

SEPA stakeholders

Key Stakeholders: Let me be honest here. This article is for me 😊. Someone asked me how the different stakeholders in Europe contribute to SEPA? I tried finding the answer. After some serious reading, I...

Introduction to SEPA

Introduction Since the inception of the European Union and the introduction of the EURO currency, there was a big gap as far as payments were concerned. There wasn’t a unified payment method or framework...