All Posts By

Santosh

Santosh

Introduction to SEPA

Introduction Since the inception of the European Union and the introduction of the EURO currency, there was a big gap as far as payments were concerned. There wasn’t a unified payment method or framework...
Read More

Misc Payment Concepts

Misc Payment Concepts Now that we have seen how payments and payment processing work in general, we can now move on to understand some payment-related terminologies with some examples. These are crucial to further...
Read More

Charges and FOREX (FX)

Charges and FX This article will attempt to understand how different charges are collected by the bank during payment processing. Charges are one of the ways banks make money, FX is another. Although FX...
Read More

Payment Engines

Payment Engines: I am really excited about this topic as it’s my favorite and the one in which I have the most experience. In this article, we will be discussing a piece of software...
Read More

Payments Interview Questions

Common Interview Questions: Now that the payments job market is booming and there are lot of interviews happening, I thought of compiling a list of questions that you might get in an interview. Note:...
Read More

Accounting Entries in Payments

Accounting Entries in Payments As promised in my previous article, in this one we will talk about how money moves from one party to another. Before we start, let me introduce you to a...
Read More

Payment Messages

PAYMENT MESSAGES We might be getting ahead of ourselves here. There is a lot to understand about payments before we discuss messages, right?! I have a different view on this. My feeling is that...
Read More

Parties in a Payment System

Let’s Party Nope!! These are not the parties you very much enjoy with your friends. These are the parties that act as pillars of the financial system. We learned from the introduction that completing...
Read More

WELCOME

Welcome to Payments Domain (Dot) Calm 😊 I am Santosh Rajagopalan, a payment enthusiast. I firmly believe that the best way to learn is by sharing the knowledge I have. My current occupation as...
Read More

INTRODUCTION – FUNDS TRANSFER

FUNDS TRANSFER If you have transferred money online and have wondered “what happens ??” after we enter details of the beneficiary in our internet/mobile banking portals and click on the ‘Submit’ button, then this...
Read More
New Post