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The real cost of payments

The real cost of payments I’ve always wondered, from both a consumer’s and a payment professional’s perspective, what the true cost of providing payment services is to a bank. Of course, I cannot ask...

The Payment Engine Problem

The Payment Engine Also known as the payment hub or simply the back office application, these IT solutions help banks process hundreds of thousands of payments a day like clockwork. Most human beings with...

SEPA Instant R-Message flows

SEPA Instant – R-Message Flows SEPA Instant payments have a slightly different R-Message flow when compared to SEPA classic payments or high value payments. This article will attempt to explain them on a very...

Payments Quiz – Basics 2

Payments Quiz – Basic 2 Here is a short quiz to test your payments knowledge. There are a total of 15 questions and you have 15 mins to answer the same. Please share the...